Residential Mortgage Specialist
Company: Avidia Bank
Location: Hudson
Posted on: October 30, 2024
Job Description:
Avidia Bank
Equal Employment Opportunity/M/F/disability/protected veteran
status
Description:Position Overview:Performs various loan processing
tasks on a daily basis to assure that pending residential mortgage
loans progress toward an underwriting decision within acceptable
time frames. Facilitates loan closings and provides administrative,
technical and customer service support to the residential lending
function.
Primary Responsibilities:Performs any functions necessary, within
scope of authority and expertise, to provide the highest level of
service and responsiveness to customers:
- Under the direction of the Senior Vice President, Residential
Lending, verifies, compiles and performs data entry information for
residential mortgage loans. Creates pending loan file information
using specialized software.
- Prepares written disclosures and other correspondence for
timely delivery to applicants.
- Obtains credit bureau reports, verification of income,
employment and assets, and updates loan files as data is
received.
- Gathers information from a variety of internal and external
sources to verify and update pending loan files for final review
and decision by underwriters.
- Resolves basic processing problems to expedite loan
decisions.
- Communicates status of pending loan files to loan originators
and applicants as necessary.
- Participates in the pre-closing document review for residential
mortgage loans scheduled to close. Assures closing documents are
accurately prepared for delivery to the closing attorney and
funding of loan is accurately prepared on a timely basis.
- Participates in both the electronic delivery and physical
packaging and shipping of closed loans to investors.Other
Responsibilities:Perform related and unrelated duties as may be
required.
Requirements:
- Associates Degree or equivalent professional and academic
experience
- Three years of residential lending experience including
processing new loans and/or preparing loans for closing.
- Working knowledge of secondary mortgage market underwriting
guidelines.
- Demonstrated knowledge of residential lending regulations
.
- Strong customer service, organizational and communication
skills.
- Ability to prioritize tasks and multi-task in a faced pace
environment.
- Experience utilizing mortgage loan origination software,
experience with Encompass is preferred.
- Proficiency with Microsoft Office (Word, Excel, PowerPoint, and
Access).
- Avidia Bank is an Equal Opportunity
Employer/Veterans/DisabledAvidia Bank is an Equal Opportunity
Employer/Veterans/DisabledMember FDIC/DIF
PM21
PI7643a215e71f-37248-35882730
Keywords: Avidia Bank, Chicopee , Residential Mortgage Specialist, Other , Hudson, Massachusetts
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